QDIA Due Diligence

401(k) Rekon Session Spotlight

There are numerous options available to plan sponsors tasked with selecting a Qualified Default Investment Alternative (QDIA) for their employer-sponsored 401(k) plan. To start, the Department of Labor’s (DOL) final regulations governing QDIAs identified three “types” of investments that would be considered a QDIA, including balanced or lifestyle funds, target date funds (TDFs), or managed accounts. Choosing from these types of QDIA alternatives is the first step in the QDIA selection process, and this paper will specifically address issues to consider when selecting a lifestyle/balanced or TDF as the QDIA for a plan. While managed accounts are one of the three allowable types of QDIAs, they are not addressed in this paper due to their low utilization rate and the general lack of publicly available data on the various models and strategies.



Cleveland, OH 401(k) Advisor Symposium


Thursday, April 20, 2017


8:30 AM - 12:30 PM

Kevin Rogner, CRPS, QPFC, AIF

Retirement Plan Consultant

Session Content Partner

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